In order to truly have peace of mind, you must have confidence that you have the most comprehensive insurance solutions to protect you and your loved ones as well as your most valuable assets. How do you find this peace of mind? Contact one of our experienced, friendly insurance agents at KW about personal liability insurance in Westwood MA.
While it’s possible that you already have excellent condo, auto, renters or home insurance, you still may not have ample coverage should you, a member of your family, or even a pet, be responsible for causing a serious injury or damage to property. KW is wise about the primary advantages of personal liability and umbrella insurance because we have 100 years of experience working with individuals and families in Westwood MA.
Our team is eager to share our expertise about personal liability insurance with you because this additional protection can save an individual from financial difficulties due to lawsuits and claims against you and your loved ones.
It’s often very common for those who are insured to overlook the need for a personal umbrella policy. We have found that in most cases this is because their insurance agent has simply not properly explained this type of protection and how it can provide you with peace of mind and financial security. This is an avoidable risk that your local KW team will not let you take. Instead, we are here to provide you with the pertinent information about personal liability insurance in Westwood MA as plainly and simply as possible so that you can decide of this type of coverage makes sense for you.
First and foremost, it’s key to recognize that your auto and home insurance policies include some liability coverage up to a specified limit. Hopefully your insurance partner has told you what this amount is, but just for an example, let’s say that your auto insurance policy has a $250K liability coverage limit. That sounds pretty significant, doesn’t it?
Unfortunately, should you end up at-fault in a major car accident that results in multiple injuries, the medical costs alone may result in hitting this liability limit, and then some. How will the remaining costs and legal fees associated with claims or lawsuits get paid? By your own personal bank account, of course. For many people this could be financially devastating to you and your family. However, for those who have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you a tremendous amount of money.
We know what you’re probably thinking; this type of safety net must be very expensive to add to your insurance plan. In reality, it’s not very expensive at all. For about $25 per month, or $250 a year, you can significantly enhance your personal liability coverage with an umbrella policy, providing you security and peace of mind.
Find out more about comprehensive personal liability insurance in Westwood MA and request a free quote from our team of experts today!
Another reason that those with existing policies may not consider investing in a personal umbrella policy is that they see the chances of a catastrophic event occurring to them as very slim. But this doesn’t mean you don’t stay up late thinking about all of the unexpected things that could happen to you or a loved one.
At KW we have a strong belief that if there is something you can do to remove anxiety or stress, then by all means act on it. Gaining the peace of mind you deserve by adding a personal umbrella insurance policy is as easy as giving your local KW agent a call today.
This extra safeguard makes excellent sense for many of our clients, however, it is particularly important to consider if you have incremental exposure or risks due to any of the following:
At KW, we’ve made adding a personal umbrella policy to your current insurance solutions a very straightforward process with no extra forms to fill out and no need to even visit the office, unless you prefer some one-on-one time of course. Having said that, there are still some intricacies involved with identifying the ideal personal umbrella policy that should only be entrusted to your experienced KW agent. We will carefully review your current home and auto insurance policies to make sure you qualify for personal umbrella coverage and then offer you guidance and an accurate recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from the KW team today!
One hundred years of combined experience in the insurance industry has taught our team many important things that we gladly share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most effective and affordable way to reduce your personal liability risk: a personal umbrella insurance policy. Boosting your liability coverage with such a sensible option is just one of the ways KW will always have your back. It would be our pleasure to answer any questions you may have about this type of coverage and how it may benefit you, as well as review all your present policies at no cost or obligation to you. The KW Insurance team strives to be the very best insurance provider in Westwood MA and the surrounding communities by always giving you our straightforward and authentic perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about personal umbrella insurance, but also about our wide variety of competitively priced personal insurance options.
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