In order to truly have peace of mind, it is crucial to have confidence that you have the best possible insurance solutions to protect you and your loved ones as well as your most valuable assets. How do you discover this level of assuredness? Speak with a experienced, friendly KW insurance agent about personal liability insurance in Weston MA.
While you may already have quality home, renters, condo or auto insurance, you still may not have adequate coverage should you, a family member, or even a pet, be responsible for causing a serious injury or damage to property. KW is wise about the advantages of having personal liability and umbrella insurance because we have over 100 years of experience working closely with families and individuals in Weston MA and throughout Massachusetts.
We are eager to share our expertise about personal liability insurance with you because we feel strongly that this additional coverage can save an individual from financial hardship as a result of lawsuits and claims against you and your loved ones.
It’s often very common for those who are insured to overlook the need for a personal umbrella policy. In many cases this is simply because their insurance agent has simply not properly explained this type of protection and how it can save you a great deal of worry and expense. This is an unnecessary risk that your local KW team will not allow you to take. Instead, we are here to provide you with the important information about personal liability insurance in Weston MA as plainly and simply as possible so you are able to decide if this type of coverage is best for you and your family.
First and foremost, it’s important to understand that your auto and home insurance policies include some liability protection up to a specified limit. Hopefully your current insurance provider has told you what this amount is, but for the sake of an example, let’s assume that your auto insurance plan has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, should you end up at-fault in a major car accident that results in multiple injuries, the medical costs alone may result in hitting this liability limit, and then some. How will the rest of the costs and legal fees related to claims or lawsuits get paid? By your own personal bank account, of course. That could be financially devastating to you and your family. However, if you have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re likely thinking; this type of safety net must be very expensive to add to your insurance plan. In reality, it’s not very expensive at all. For about $25 a month, or $250 per year, you can significantly boost your personal liability coverage with an umbrella policy.
Learn more about comprehensive personal liability insurance in Weston MA and request a free quote from our team of experts today!
Another reason that those with existing policies may not consider investing in a personal umbrella policy is that they see the chances of a catastrophic event occurring to them as very slim. But this doesn’t mean you haven’t spent time thinking about all of the unexpected things that can happen to a family member or to you.
At KW we strongly feel that if there is something you can do to remove stress or anxiety, then by all means take action. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as simple as giving your KW agent a call today.
This extra protection makes excellent sense for many of our clients, but it is especially critical to consider if you have vulnerability or risks due to any of the following:
At KW, we’ve made adding a personal umbrella policy to your current insurance solutions a very straightforward process with no extra forms to prepare and no need to even visit the office, unless you prefer some one-on-one time of course. That said, there are still some intricacies involved with finding the proper personal umbrella policy that should only be entrusted to your experienced KW agent. We will carefully review your present auto and home insurance policies to make sure you qualify for personal umbrella coverage and then offer you guidance and a precise recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from the KW team today!
One hundred years of combined experience in the insurance industry has taught our team many wise things that we gladly share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to minimize your personal liability risk: through a personal umbrella insurance policy. Boosting your liability coverage with such a smart option is just one of the many ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may be advantageous to you, as well as review all your present policies at no cost or obligation to you. The KW Insurance team strives to be the very best insurance partner in Weston MA and the surrounding communities by always giving you our authentic and straightforward perspective on everything related to your personal insurance needs. We look forward to talking to you not only about personal umbrella insurance, but also about our wide variety of competitively priced personal insurance solutions.
Dedham MA, Dover MA, Westwood MA, Norwood MA, Canton MA, Sharon MA, Milton MA, Needham MA, Newton MA, Brookline MA, Jamaica Plain MA, Roxbury MA, West Roxbury MA, Roslindale MA, Mattapan MA, Quincy MA, Brighton MA, Braintree MA, Wellesley MA, Arlington MA, Weston MA, Medford MA, Somerville MA, Cambridge MA, Waltham MA, and many more.