To get a true feeling of peace of mind, it is crucial to have confidence that you have the best possible insurance solutions to protect the most important people in your life as well as your most valuable assets. How do you discover this level of assuredness? Speak with a experienced, friendly KW insurance agent regarding personal liability insurance in Roxbury MA.
While you may have quality home, renters, condo or auto insurance, you still may not have ample coverage should you, a family member, or even a pet, be responsible for causing a serious injury or damage to property. KW is wise about the benefits of having personal liability and umbrella insurance because we have 100 years of experience working closely with families and individuals in Roxbury MA and throughout Massachusetts.
We are eager to share our knowledge about personal liability insurance with you because we feel strongly that this additional protection can save you from financial difficulties due to lawsuits and claims against you and your loved ones.
It’s very common for insureds to overlook the need for a personal umbrella policy. We have found that in most cases this is because their insurance agent has simply not properly explained this type of protection and how it can save you a great deal of worry and expense. This is an unnecessary risk that your local KW team will not allow you to take. Instead, we are here to provide you with the important information about personal liability insurance in Roxbury MA as plainly and simply as possible so that you can weigh the benefits of this type of coverage for yourself.
First and foremost, it’s key to understand that your auto and home insurance policies include some liability coverage up to a specified limit. Hopefully your current insurance partner has told you what this amount is, but just for an example, let’s assume that your auto insurance policy has a $250K liability coverage limit. That sounds pretty significant, doesn’t it?
Unfortunately, should you end up at-fault in a major car accident that results in multiple injuries, the corresponding costs alone may wipe out this liability limit and then some. How will the rest of the costs and legal fees associated with claims or lawsuits get paid? You guessed it, by your own personal bank account. For many people this could be financially devastating to you and your family. However, when you have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re likely thinking; this type of safety net must be very expensive to add to your present insurance plan. In reality, it’s not very expensive at all. For about $25 per month, or $250 a year, you can significantly enhance your personal liability coverage with an umbrella policy.
Find out more about comprehensive personal liability insurance in Roxbury MA and request a free quote from our team of experts today!
Another reason that those with existing policies may not consider buying a personal umbrella policy is that they see the chances of a catastrophic event occurring to them as slim to none. But this doesn’t mean you don’t stay up late thinking about all of the unexpected things that can happen to a family member or to you.
At KW we strongly feel that if there is something you can do to remove stress or anxiety, then by all means act on it. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as easy as giving your KW agent a call today.
This excess safeguard makes excellent sense for many of our clients, however, it is particularly important to consider if you have vulnerability or risks due to any of the following situations:
At KW, we have made the addition of a personal umbrella policy to your present insurance solutions an extremely turnkey process with no extra forms to fill out and no need to come into the office, unless you prefer some one-on-one time of course. That said, there are still some complexities involved with identifying the best personal umbrella policy that should only be entrusted to your experienced KW agent. We will carefully review your existing auto and home insurance policies to ensure that you qualify for personal umbrella coverage and then advise you on the smartest course of action based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from the KW team today!
100 years of combined experience working in the insurance industry has taught our team many important things that we happily share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most effective and affordable way to reduce your personal liability risk: through a personal umbrella insurance policy. Boosting your liability coverage with such a sensible option is just one of the ways KW will always have your back. It would be our pleasure to answer any questions you may have about this type of coverage and how it may be advantageous to you, as well as review all your present policies at no cost or obligation to you. Our team strives to be the very best insurance provider in Roxbury MA and the surrounding communities by always providing our clients with our authentic and straightforward perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about your personal liability insurance needs, but also about our wide variety of competitively priced personal insurance solutions.
Dedham MA, Dover MA, Westwood MA, Norwood MA, Canton MA, Sharon MA, Milton MA, Needham MA, Newton MA, Brookline MA, Jamaica Plain MA, Roxbury MA, West Roxbury MA, Roslindale MA, Mattapan MA, Quincy MA, Brighton MA, Braintree MA, Wellesley MA, Arlington MA, Weston MA, Medford MA, Somerville MA, Cambridge MA, Waltham MA, and many more.