To get a true feeling of peace of mind, you must have confidence that you have the most comprehensive insurance solutions to protect the most important people in your life as well as your most valuable assets. How do you discover this level of assuredness? Speak with a knowledgeable, friendly KW insurance agent regarding personal liability insurance in Roslindale MA.
While you may have high quality auto, home, renters or condo insurance, you still may not have ample coverage should you, a family member, or even a pet, be liable for major property damage or a serious injury. KW is wise about the benefits of personal liability and umbrella insurance because we have 100 years of experience meeting the insurance needs of our neighbors in Roslindale MA and throughout Massachusetts.
Our team is eager to share our expertise about personal liability insurance with you because we have seen first hand how this additional protection can save you from financial difficulties due to lawsuits and claims of libel or slander.
It’s very common for insureds to overlook the need for a personal umbrella policy. In many cases this is simply because their insurance agent has simply not properly explained this type of coverage and how it can provide you with peace of mind and financial security. This is an unnecessary risk that your local KW team will not allow you to take. Instead, we’re here to give you the 411 on personal liability insurance in Roslindale MA as plainly and simply as possible so you are able to decide if this type of coverage is best for you and your family.
First, it’s important to recognize that both your home and auto insurance policies include some liability protection up to a specified limit. Hopefully your current insurance partner has explained to you exactly what this limit is, but just for an example, let’s say that your auto insurance policy has a $250K liability coverage limit. That sounds pretty significant, doesn’t it?
Unfortunately, in a situation where you end up at-fault in a major car accident that injures several people, the medical costs alone may result in hitting this liability limit, and then some. How will the rest of the costs and legal fees associated with claims or lawsuits be paid? You guessed it, by your own personal bank account. That could be financially devastating to you and your family. However, when you have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re likely thinking; this type of safety net must be very costly to add to your present insurance plan. In reality, it’s not very expensive at all. For about $25 a month, or $250 per year, you can significantly enhance your personal liability coverage with an umbrella policy, providing you security and peace of mind.
Find out more about comprehensive personal liability insurance in Roslindale MA and request a free quote from our team of experts today!
Another reason that insureds may not consider buying a personal umbrella policy is that they see the probability of a catastrophic event occurring to them as very slim. But this doesn’t mean you don’t stay up late thinking about all of the unexpected things that can happen to a family member or to you.
At KW we strongly believe that if there is something you can do to remove anxiety or stress, then by all means take action. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as easy as giving your KW agent a call today.
This extra protection makes excellent sense for many of our clients, but it is especially critical to consider if you have incremental exposure or risks due to any of the following:
At KW, we’ve made adding a personal umbrella policy to your present insurance solutions an extremely turnkey process with no extra forms to fill out and no need to even visit the office, unless you would prefer some one-on-one time of course. Having said that, there are still some intricacies involved with finding the proper personal umbrella policy that should only be entrusted to your experienced KW professional. Our team will carefully review your existing auto and home insurance policies to make sure you qualify for personal umbrella coverage and then offer you guidance and an exact recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a quote and consultation from our team today!
100 years of combined experience working in the insurance industry has taught our team many important things that we happily share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” Our team at kw is wise to the most affordable and effective way to minimize your personal liability risk: through a personal umbrella insurance policy. Boosting your liability coverage with such a smart option is just one of the many ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may benefit you, as well as review all of your existing policies at no cost or obligation to you. Our team strives to be the very best insurance provider in Roslindale MA and the surrounding communities by always giving you our straightforward and authentic perspective on everything related to your personal insurance needs. We look forward to talking to you not only about personal umbrella insurance, but also about our wide variety of competitively priced personal insurance solutions.
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