To get a true feeling of peace of mind, you must have confidence that you have the best possible insurance solutions to protect your family members as well as your most important assets. How do you obtain this level of assuredness? Contact one of our knowledgeable, friendly insurance agents at KW about personal liability insurance in Quincy MA.
While you may already have quality condo, auto, renters or home insurance, you still may not have adequate coverage should you, a member of your family, or even a pet, be the cause of a serious injury or major property damage. KW is wise about the benefits of personal liability and umbrella insurance because we have over 100 years of experience serving the insurance needs of generations of Quincy MA individuals and families.
Our team is eager to share our knowledge about personal liability insurance with you because we have seen first hand how this additional protection can save you from financial difficulties due to lawsuits and claims against you and your loved ones.
It’s very common for insureds to overlook the need for a personal umbrella policy. In many cases this is simply because their insurance agent has simply not properly explained this type of protection and how it can provide you with peace of mind and financial security. This is an unnecessary risk that your local KW agent will not allow you to take. Instead, we’re here to give you the 411 on personal liability insurance in Quincy MA as plainly and simply as possible so you are able to decide if this type of coverage is best for you and your family.
First and foremost, it’s important to recognize that your auto and home insurance policies include some liability coverage up to a specified limit. Hopefully your insurance partner has told you what this amount is, but for the sake of an example, let’s work under the assumption that your auto insurance plan has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, in a situation where you end up at-fault in a major car accident that injures several people, the corresponding costs alone may result in hitting this liability limit, and then some. How will the remaining costs and legal fees associated with claims or lawsuits be paid? By your own personal bank account, of course. For many people this could be financially devastating to you and your family. However, for those who have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re likely thinking; this type of safety net must be very costly to add to your current insurance solutions. In reality, it’s not very expensive at all. For about $25 a month, or $250 a year, you can significantly improve your personal liability coverage with an umbrella policy.
Learn more about comprehensive personal liability insurance in Quincy MA and request a free quote from our team of experts today!
Another reason that those with existing policies may not consider investing in a personal umbrella policy is that they see the probability of a disastrous event occurring to them as very slim. But this doesn’t mean you don’t stay up late thinking about all of the unexpected things that can happen to a family member or to you.
At KW we have a strong belief that if there is something you can do to remove stress or anxiety, then by all means take action. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as simple as giving your local KW agent a call today.
This excess protection makes sense for a lot of our clients, but it is especially critical to consider if you have incremental exposure or risks due to any of the following:
At KW, we’ve made adding a personal umbrella policy to your present insurance solutions a very simple process with no extra forms to prepare and no need to come into the office, unless you would prefer some one-on-one time of course. That said, there are still some intricacies involved with finding the proper personal umbrella policy that should only be entrusted to your experienced KW agent. We will carefully review your existing auto and home insurance policies to make sure you qualify for personal umbrella coverage and then advise you on the smartest course of action based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from our team today!
One hundred years of combined experience in the insurance industry has taught our team many wise things that we gladly share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to reduce your personal liability risk: through a personal umbrella insurance policy. Boosting your liability coverage with such a smart option is just one of the ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may be advantageous to you, as well as review all of your current policies at no cost or obligation to you. The KW Insurance team strives to be the very best insurance provider in Quincy MA and the surrounding communities by always giving you our straightforward and authentic perspective on everything related to your personal insurance needs. We look forward to talking to you not only about personal umbrella insurance, but also our wide variety of competitively priced personal insurance solutions.
Dedham MA, Dover MA, Westwood MA, Norwood MA, Canton MA, Sharon MA, Milton MA, Needham MA, Newton MA, Brookline MA, Jamaica Plain MA, Roxbury MA, West Roxbury MA, Roslindale MA, Mattapan MA, Quincy MA, Brighton MA, Braintree MA, Wellesley MA, Arlington MA, Weston MA, Medford MA, Somerville MA, Cambridge MA, Waltham MA, and many more.