In order to truly have peace of mind, it is crucial to have confidence that you have the most comprehensive insurance solutions to protect your family members as well as your most important assets. How do you discover this peace of mind? Speak with a knowledgeable, friendly KW insurance agent about personal liability insurance in Norwood MA.
While you may already have high quality auto, home, renters or condo insurance, you still may not have ample coverage should you, a member of your family, or even a pet, be liable for major property damage or a serious injury. KW is wise about the benefits of having personal liability and umbrella insurance because we have 100 years of experience working closely with families and individuals in Norwood MA and throughout Massachusetts.
Our team is eager to share our knowledge about personal liability insurance with you because this additional protection can save you from financial hardship as a result of lawsuits and claims of libel or slander.
It’s very common for insureds to overlook the importance of a personal umbrella policy. We have found that in most cases this is because their insurance agent has simply not properly explained this type of coverage and how it can provide you with peace of mind and financial security. This is an unnecessary risk that your local KW agent will not allow you to take. Instead, we are here to provide you with the pertinent information about personal liability insurance in Norwood MA as plainly and simply as possible so that you can decide of this type of coverage makes sense for you.
First and foremost, it’s important to understand that your auto and home insurance policies include some liability protection up to a specified limit. Hopefully your current insurance provider has explained to you exactly what this limit is, but just for an example, let’s assume that your auto insurance policy has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, in a situation where you end up at-fault in a major car accident that injures several people, the medical costs alone may result in hitting this liability limit, and then some. How will the remaining costs and legal fees associated with claims or lawsuits get paid? You guessed it, by your own personal bank account. For many people this could be financially devastating to you and your family. However, if you have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you a tremendous amount of money.
We know what you’re probably thinking; this type of safety net must be very costly to add to your current insurance solutions. Actually, it’s not very expensive at all. For about $25 per month, or $250 a year, you can significantly enhance your personal liability coverage with an umbrella policy, providing you security and peace of mind.
Learn more about comprehensive personal liability insurance in Norwood MA and request a free quote from our team of experts today!
Another reason that insureds may not consider investing in a personal umbrella policy is that they see the chances of a disastrous event occurring to them as slim to none. But this doesn’t mean you haven’t spent time thinking about all of the unexpected things that could happen to you or a loved one.
At KW we strongly believe that if there is something you can do to remove stress or anxiety, then by all means take action. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as easy as giving your KW agent a call today.
This excess protection makes sense for a lot of our clients, however, it is particularly important to consider if you have vulnerability or risks due to any of the following situations:
At KW, we have made the addition of a personal umbrella policy to your present insurance solutions a very simple process with no extra paperwork to prepare and no need to come into the office, unless you prefer some one-on-one time of course. Having said that, there are still some intricacies involved with finding the proper personal umbrella policy that should only be entrusted to your experienced KW professional. Our team will carefully review your current auto and home insurance policies to ensure that you qualify for personal umbrella coverage and then offer you guidance and a precise recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from the KW team today!
100 years of combined experience in the insurance industry has taught our team many wise things that we gladly share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to minimize your personal liability risk: a personal umbrella insurance policy. Enhancing your liability coverage with such a sensible option is just one of the ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may be advantageous to you, as well as review all your present policies at no cost or obligation to you. The KW Insurance team strives to be the very best insurance partner in Norwood MA and the surrounding communities by always providing our clients with our straightforward and authentic perspective on everything related to your personal insurance needs. We look forward to talking to you not only about your personal liability insurance needs, but also our wide variety of competitively priced personal insurance solutions.
Dedham MA, Dover MA, Westwood MA, Norwood MA, Canton MA, Sharon MA, Milton MA, Needham MA, Newton MA, Brookline MA, Jamaica Plain MA, Roxbury MA, West Roxbury MA, Roslindale MA, Mattapan MA, Quincy MA, Brighton MA, Braintree MA, Wellesley MA, Arlington MA, Weston MA, Medford MA, Somerville MA, Cambridge MA, Waltham MA, and many more.