To get a true feeling of peace of mind, it is crucial to have confidence that you have the best possible insurance solutions to protect the most important people in your life as well as your most valuable assets. How do you find this peace of mind? Speak with a experienced, friendly KW insurance agent regarding personal liability insurance in Needham MA.
While you may have excellent home, renters, condo or auto insurance, you still may not have adequate coverage should you, a member of your family, or even a pet, be the cause of a serious injury or major property damage. KW is wise about the benefits of personal liability and umbrella insurance because we have 100 years of experience meeting the insurance needs of our neighbors in Needham MA and throughout Massachusetts.
Our team is eager to share our smarts about personal liability insurance with you because this additional coverage can save an individual from financial hardship due to lawsuits and claims of libel or slander.
It’s often very common for those who are insured to overlook the need for a personal umbrella policy. In many cases this is simply because their insurance agent has simply not properly explained this type of coverage and how it can provide you with peace of mind and financial security. This is an avoidable risk that your local KW agent will not let you take. Instead, we’re here to give you the 411 on personal liability insurance in Needham MA as plainly and simply as possible so you can evaluate the importance of this coverage for yourself.
First and foremost, it’s important to recognize that both your home and auto insurance policies include some liability protection up to a specified limit. Hopefully your current insurance partner has explained to you exactly what this limit is, but for the sake of an example, let’s say that your auto insurance plan has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, should you end up at-fault in a multi-car accident that injures several people, the corresponding costs alone may wipe out this liability limit and then some. How will the remaining costs and legal fees in connection with claims or lawsuits get paid? By your own personal bank account, of course. For many people this could be financially devastating to you and your family. However, for those with a personal umbrella policy, it goes into effect after the underlying auto liability coverage has been exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re likely thinking; this type of safety net must be quite expensive to add to your insurance plan. Actually, it’s not pricey at all. For about $25 per month, or $250 per year, you can significantly enhance your personal liability coverage with an umbrella policy.
Learn more about comprehensive personal liability insurance in Needham MA and request a free consultation from our team of experts today!
Another reason that those with existing policies may not consider investing in a personal umbrella policy is that they see the possibility of a catastrophic event occurring to them as slim to none. But this doesn’t mean you haven’t spent time thinking about all of the unexpected things that can happen to a family member or to you.
At KW we strongly feel that if there is something that can be done to remove anxiety or stress, then by all means take action. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as easy as giving your KW agent a call today.
This extra safeguard makes excellent sense for many of our clients, but it is particularly important to consider if you have vulnerability or risks due to any of the following:
At KW, we have made the addition of a personal umbrella policy to your present insurance solutions a very straightforward process with no extra forms to fill out and no need to even visit the office, unless you prefer some one-on-one time of course. That being said, there are still some intricacies involved with identifying the ideal personal umbrella policy that should only be entrusted to your experienced KW professional. Our team will carefully review your present auto and home insurance policies to make sure you qualify for personal umbrella coverage and then offer you guidance and an exact recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a quote and consultation from our team today!
100 years of combined experience working in the insurance industry has taught our team many wise things that we happily share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to minimize your personal liability risk: through a personal umbrella insurance policy. Enhancing your liability coverage with such a sensible option is just one of the many ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may be advantageous to you, as well as review all of your current policies at no cost or obligation to you. Our team strives to be the very best insurance provider in Needham MA and the surrounding communities by always providing our clients with our authentic and straightforward perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about your personal liability insurance needs, but also about our wide variety of competitively priced personal insurance options.
Dedham MA, Dover MA, Westwood MA, Norwood MA, Canton MA, Sharon MA, Milton MA, Needham MA, Newton MA, Brookline MA, Jamaica Plain MA, Roxbury MA, West Roxbury MA, Roslindale MA, Mattapan MA, Quincy MA, Brighton MA, Braintree MA, Wellesley MA, Arlington MA, Weston MA, Medford MA, Somerville MA, Cambridge MA, Waltham MA, and many more.