To get a true feeling of peace of mind, it is crucial to have confidence that your insurance solutions are set up to protect your family members as well as your most valuable assets. How do you obtain this level of assuredness? Contact one of our knowledgeable, friendly insurance agents at KW regarding personal liability insurance in Milton MA.
While you may already have high quality home, condo, renters or auto insurance, you still may not have adequate coverage should you, a family member, or even a pet, be the cause of a serious injury or major property damage. KW is wise about the benefits of personal liability and umbrella insurance because we have over 100 years of experience working with individuals and families in Milton MA.
Our team is eager to share our knowledge about personal liability insurance with you because we understand that this additional protection can save you from financial difficulties due to lawsuits and claims against you and your loved ones.
It’s very common for insureds to overlook the importance of a personal umbrella policy. In many cases this is simply because their insurance agent has not explained this type of coverage and how it can save you a great deal of worry and expense. This is an unnecessary risk that your local KW agent will not let you take. Instead, we are here to provide you with the important information about personal liability insurance in Milton MA as plainly and simply as possible so that you can decide of this type of coverage makes sense for you.
First, it’s key to understand that both your home and auto insurance policies include some liability protection up to a specified limit. Hopefully your current insurance partner has explained to you exactly what this limit is, but just for an example, let’s assume that your auto insurance policy has a $250K liability coverage limit. That sounds pretty significant, doesn’t it?
Unfortunately, in a situation where you end up at-fault in a major car accident that injures several people, the medical costs alone may wipe out this liability limit and then some. How will the rest of the costs and legal fees related to claims or lawsuits be paid? You guessed it, by your own personal bank account. For many people this could be financially devastating to you and your family. However, when you have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re likely thinking; this type of safety net must be quite expensive to add to your insurance plan. Actually, it’s not very expensive at all. For about $25 a month, or $250 per year, you can significantly enhance your personal liability coverage with an umbrella policy, providing you security and peace of mind.
Learn more about comprehensive personal liability insurance in Milton MA and request a free consultation from our team of experts today!
Another reason that those with existing policies may not consider buying a personal umbrella policy is that they see the probability of a disastrous event occurring to them as slim to none. But this doesn’t mean you don’t stay up late thinking about all of the unexpected things that can happen to a family member or to you.
At KW we have a strong belief that if there is something that can be done to remove stress or anxiety, then by all means take action. Gaining the peace of mind you deserve by adding a personal umbrella insurance policy is as easy as giving your local KW agent a call today.
This extra safeguard makes excellent sense for many of our clients, however, it is particularly important to consider if you have vulnerability or risks due to any of the following:
At KW, we have made the addition of a personal umbrella policy to your present insurance solutions a very simple process with no extra paperwork to prepare and no need to even visit the office, unless you would prefer some one-on-one time of course. Having said that, there are still some complexities involved with identifying the best personal umbrella policy that should only be entrusted to your experienced KW agent. We will carefully review your current home and auto insurance policies to ensure that you qualify for personal umbrella coverage and then offer you guidance and an accurate recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from the KW team today!
Over 100 years of combined experience working in the insurance industry has taught our team many important things that we gladly share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to minimize your personal liability risk: a personal umbrella insurance policy. Boosting your liability coverage with such a smart option is just one of the ways KW will always have your back. It would be our pleasure to answer any questions you may have about this type of coverage and how it may be advantageous to you, as well as review all your current policies at no cost or obligation to you. Our team strives to be the very best insurance partner in Milton MA and the surrounding communities by always providing our clients with our authentic and straightforward perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about your personal liability insurance needs, but also our wide variety of competitively priced personal insurance options.
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