To get a true feeling of peace of mind, it is crucial to have confidence that you have the most comprehensive insurance solutions to protect your family members as well as your most important assets. How do you obtain this level of assuredness? Contact one of our experienced, friendly insurance professionals at KW about personal liability insurance in Medford MA.
While you may already have excellent auto, home, renters or condo insurance, you still may not have ample coverage should you, a family member, or even a pet, be responsible for causing a serious injury or damage to property. KW is wise about the primary advantages of personal liability and umbrella insurance because we have over 100 years of experience working closely with families and individuals in Medford MA and throughout Massachusetts.
We are eager to share our knowledge about personal liability insurance with you because we feel strongly that this additional protection can save an individual from financial hardship as a result of lawsuits and claims of libel or slander.
It’s often very common for those who are insured to overlook the need for a personal umbrella policy. In many cases this is simply because their insurance agent has simply not properly explained this type of protection and how it can save you a great deal of worry and expense. This is an unnecessary risk that your local KW agent will not let you take. Instead, we are here to provide you with the important information about personal liability insurance in Medford MA as plainly and simply as possible so that you can decide of this type of coverage makes sense for you.
First, it’s important to recognize that both your home and auto insurance policies include some liability coverage up to a specified limit. Hopefully your insurance partner has explained to you exactly what this limit is, but for the sake of an example, let’s say that your auto insurance policy has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, should you end up at-fault in a multi-car accident that injures several people, the corresponding costs alone may wipe out this liability limit and then some. How will the rest of the costs and legal fees related to claims or lawsuits be paid? By your own personal bank account, of course. For many people this could be financially devastating to you and your family. However, for those with a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re thinking; this type of safety net must be very costly to add to your present insurance plan. In reality, it’s not very expensive at all. For about $25 a month, or $250 a year, you can significantly boost your personal liability coverage with an umbrella policy.
Find out more about comprehensive personal liability insurance in Medford MA and request a free quote from our team of experts today!
Another reason that those with existing policies may not consider buying a personal umbrella policy is that they see the likelihood of a catastrophic event occurring to them as very slim. But this doesn’t mean you don’t stay up late thinking about all of the unexpected things that could happen to you or a loved one.
At KW we have a strong belief that if there is something you can do to remove anxiety or stress, then by all means act on it. Gaining the peace of mind you deserve by adding a personal umbrella insurance policy is as simple as giving your local KW agent a call today.
This excess protection makes sense for a lot of our clients, but it is especially critical to consider if you have incremental exposure or risks due to any of the following situations:
At KW, we have made the addition of a personal umbrella policy to your current insurance solutions an extremely turnkey process with no extra forms to fill out and no need to come into the office, unless you prefer some one-on-one time of course. Having said that, there are still some complexities involved with identifying the ideal personal umbrella policy that should only be entrusted to your experienced KW professional. Our team will carefully review your current home and auto insurance policies to make sure you qualify for personal umbrella coverage and then offer you guidance and a precise recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from our team today!
Over 100 years of combined experience in the insurance industry has taught our team many wise things that we gladly share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to reduce your personal liability risk: a personal umbrella insurance policy. Boosting your liability coverage with such a smart option is just one of the many ways KW will always have your back. It would be our pleasure to answer any questions you may have about this type of coverage and how it may be advantageous to you, as well as review all your present policies at no cost or obligation to you. The KW Insurance team strives to be the best insurance provider in Medford MA and the surrounding communities by always providing our clients with our straightforward and authentic perspective on everything related to your personal insurance needs. We look forward to talking to you not only about your personal liability insurance needs, but also our wide variety of competitively priced personal insurance solutions.
Dedham MA, Dover MA, Westwood MA, Norwood MA, Canton MA, Sharon MA, Milton MA, Needham MA, Newton MA, Brookline MA, Jamaica Plain MA, Roxbury MA, West Roxbury MA, Roslindale MA, Mattapan MA, Quincy MA, Brighton MA, Braintree MA, Wellesley MA, Arlington MA, Weston MA, Medford MA, Somerville MA, Cambridge MA, Waltham MA, and many more.