To get a true feeling of peace of mind, it is important to have confidence that your current insurance solutions are adequate enough to protect you and your loved ones as well as your most important assets. How do you find this peace of mind? Contact one of our knowledgeable, friendly insurance professionals at KW regarding personal liability insurance in Mattapan MA.
While you may have excellent home, renters, condo or auto insurance, you still may not have adequate coverage should you, a member of your family, or even a pet, be liable for major property damage or a serious injury. KW is wise about the benefits of personal liability and umbrella insurance because we have 100 years of experience working closely with families and individuals in Mattapan MA and throughout Massachusetts.
We are eager to share our knowledge about personal liability insurance with you because this additional coverage can save an individual from financial hardship due to lawsuits and claims against you and your loved ones.
It’s often very common for those who are insured to overlook the importance of a personal umbrella policy. In many cases this is simply because their insurance agent has not explained this type of coverage and how it can save you a great deal of worry and expense. This is an unnecessary risk that your local KW agent will not allow you to take. Instead, we are here to provide you with the important information about personal liability insurance in Mattapan MA as plainly and simply as possible so you can evaluate the importance of this coverage for yourself.
First and foremost, it’s key to understand that both your home and auto insurance policies include some liability coverage up to a specified limit. Hopefully your current insurance partner has explained to you exactly what this limit is, but for the sake of an example, let’s assume that your auto insurance plan has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, should you end up at-fault in a major car accident that results in multiple injuries, the corresponding costs alone may result in hitting this liability limit, and then some. How will the remaining costs and legal fees in connection with claims or lawsuits be paid? You guessed it, by your own personal bank account. That could be financially devastating to you and your family. However, when you have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you a tremendous amount of money.
We know what you’re thinking; this type of safety net must be quite expensive to add to your present insurance plan. In reality, it’s not very expensive at all. For about $25 a month, or $250 a year, you can significantly boost your personal liability coverage with an umbrella policy, providing you security and peace of mind.
Learn more about comprehensive personal liability insurance in Mattapan MA and request a free consultation from our team of professionals today!
Another reason that those with existing policies may not consider buying a personal umbrella policy is that they see the probability of a disastrous event occurring to them as slim to none. But this doesn’t mean you haven’t spent time thinking about all of the unexpected things that can happen to a family member or to you.
At KW we strongly feel that if there is something you can do to remove anxiety or stress, then by all means act on it. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as easy as giving your local KW agent a call today.
This excess protection makes sense for a lot of our clients, but it is especially critical to consider if you have vulnerability or risks due to any of the following situations:
At KW, we’ve made adding a personal umbrella policy to your current insurance solutions a very straightforward process with no extra paperwork to fill out and no need to come into the office, unless you prefer some one-on-one time of course. With that being said, there are still some intricacies involved with finding the proper personal umbrella policy that should only be entrusted to your experienced KW agent. Our team will carefully review your existing home and auto insurance policies to ensure that you qualify for personal umbrella coverage and then advise you on the smartest course of action based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a quote and consultation from the KW team today!
100 years of combined experience working in the insurance industry has taught our team many wise things that we happily share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” Our team at kw is wise to the most effective and affordable way to reduce your personal liability risk: a personal umbrella insurance policy. Boosting your liability coverage with such a sensible option is just one of the ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may be advantageous to you, as well as review all your existing policies at no cost or obligation to you. The KW Insurance team strives to be the very best insurance partner in Mattapan MA and the surrounding communities by always providing our clients with our straightforward and authentic perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about personal umbrella insurance, but also our wide variety of competitively priced personal insurance options.
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