To get a true feeling of peace of mind, it is crucial to have confidence that you have the most comprehensive insurance solutions to protect you and your loved ones as well as your most important assets. How do you find this level of assuredness? Contact one of our knowledgeable, friendly insurance professionals at KW about personal liability insurance in Jamaica Plain MA.
While you may already have excellent condo, auto, renters or home insurance, you still may not have adequate coverage should you, a family member, or even a pet, be responsible for causing a serious injury or damage to property. KW is wise about the advantages of having personal liability and umbrella insurance because we have 100 years of experience working with individuals and families in Jamaica Plain MA.
We are eager to share our knowledge about personal liability insurance with you because we feel strongly that this additional coverage can save an individual from financial hardship due to lawsuits and claims of libel or slander.
It’s often very common for those who are insured to overlook the need for a personal umbrella policy. In many cases this is simply because their insurance agent has not explained this type of protection and how it can provide you with peace of mind and financial security. This is an avoidable risk that your local KW team will not allow you to take. Instead, we’re here to give you the 411 on personal liability insurance in Jamaica Plain MA as plainly and simply as possible so that you can weigh the benefits of this type of coverage for yourself.
First, it’s key to recognize that both your home and auto insurance policies include some liability protection up to a specified limit. Hopefully your insurance partner has told you what this amount is, but just for an example, let’s say that your auto insurance plan has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, should you end up at-fault in a major car accident that results in multiple injuries, the corresponding costs alone may result in hitting this liability limit, and then some. How will the remaining costs and legal fees associated with claims or lawsuits be paid? You guessed it, by your own personal bank account. That could be financially devastating to you and your family. However, for those who have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re probably thinking; this type of safety net must be quite expensive to add to your current insurance solutions. Actually, it’s not very expensive at all. For about $25 a month, or $250 a year, you can significantly improve your personal liability coverage with an umbrella policy.
Find out more about comprehensive personal liability insurance in Jamaica Plain MA and request a free consultation from our team of experts today!
Another reason that insureds may not consider investing in a personal umbrella policy is that they see the chances of a disastrous event occurring to them as slim to none. However, this doesn’t mean you haven’t spent time thinking about all of the unexpected things that could happen to you or a loved one.
At KW we strongly believe that if there is something that can be done to remove stress or anxiety, then by all means act on it. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as simple as giving your local KW agent a call today.
This excess protection makes sense for a lot of our clients, however, it is especially critical to consider if you have vulnerability or risks due to any of the following:
At KW, we’ve made adding a personal umbrella policy to your current insurance solutions a very straightforward process with no extra forms to fill out and no need to even visit the office, unless you would prefer some one-on-one time of course. Having said that, there are still some intricacies involved with identifying the best personal umbrella policy that should only be entrusted to your experienced KW professional. We will carefully review your current home and auto insurance policies to ensure that you qualify for personal umbrella coverage and then offer you guidance and an exact recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from the KW team today!
100 years of combined experience working in the insurance industry has taught our team many wise things that we gladly share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to reduce your personal liability risk: a personal umbrella insurance policy. Boosting your liability coverage with such a sensible option is just one of the ways KW will always have your back. It would be our pleasure to answer any questions you may have about this type of coverage and how it may be advantageous to you, as well as review all of your existing policies at no cost or obligation to you. Our team strives to be the very best insurance provider in Jamaica Plain MA and the surrounding communities by always providing our clients with our authentic and straightforward perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about your personal liability insurance needs, but also our wide variety of competitively priced personal insurance solutions.
Dedham MA, Dover MA, Westwood MA, Norwood MA, Canton MA, Sharon MA, Milton MA, Needham MA, Newton MA, Brookline MA, Jamaica Plain MA, Roxbury MA, West Roxbury MA, Roslindale MA, Mattapan MA, Quincy MA, Brighton MA, Braintree MA, Wellesley MA, Arlington MA, Weston MA, Medford MA, Somerville MA, Cambridge MA, Waltham MA, and many more.