In order to truly have peace of mind, it is crucial to have confidence that your current insurance solutions are sufficient enough to protect the most important people in your life as well as your most valuable assets. How do you find this peace of mind? Contact one of our knowledgeable, friendly insurance professionals at KW regarding personal liability insurance in Dedham MA.
While it’s possible that you already have excellent home, renters, auto or condo insurance, you still may not have sufficient coverage should you, a member of your family, or even a pet, be responsible for causing a serious injury or damage to property. KW is wise about the benefits of personal liability and umbrella insurance because we have 100 years of experience working closely with families and individuals in Dedham MA and throughout Massachusetts.
We are eager to share our expertise about personal liability insurance with you because we feel strongly that this additional coverage can save you from financial difficulties as a result of lawsuits and claims of libel or slander.
It’s often very common for those who are insured to overlook the importance of a personal umbrella policy. In many cases this is simply because their insurance agent has not explained this type of protection and how it can provide you with peace of mind and financial security. This is an unnecessary risk that your local KW agent will not allow you to take. Instead, we are here to provide you with the important information about personal liability insurance in Dedham MA as plainly and simply as possible so you are able to decide if this type of coverage is best for you and your family.
First and foremost, it’s key to understand that both your home and auto insurance policies include some liability coverage up to a specified limit. Hopefully your current insurance provider has told you what this amount is, but just for an example, let’s work under the assumption that your auto insurance plan has a $250K liability coverage limit. That sounds pretty significant, doesn’t it?
Unfortunately, should you end up at-fault in a major car accident that results in multiple injuries, the corresponding costs alone may wipe out this liability limit and then some. How will the rest of the costs and legal fees in connection with claims or lawsuits get paid? You guessed it, by your own personal bank account. For many people this could be financially devastating to you and your family. However, for those who have a personal umbrella policy, it goes into effect after the underlying auto liability coverage has been exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re likely thinking; this type of safety net must be very expensive to add to your insurance plan. In reality, it’s not very expensive at all. For about $25 a month, or $250 a year, you can significantly enhance your personal liability coverage with an umbrella policy.
Learn more about comprehensive personal liability insurance in Dedham MA and request a free consultation from our team of professionals today!
Another reason that those with existing policies may not consider buying a personal umbrella policy is that they see the likelihood of a catastrophic event occurring to them as slim to none. But this doesn’t mean you haven’t spent time thinking about all of the unexpected things that can happen to a family member or to you.
At KW we have a strong belief that if there is something that can be done to remove anxiety or stress, then by all means take action. Gaining the peace of mind you deserve by adding a personal umbrella insurance policy is as simple as giving your local KW agent a call today.
This extra safeguard makes excellent sense for many of our clients, however, it is especially critical to consider if you have incremental exposure or risks due to any of the following:
At KW, we’ve made adding a personal umbrella policy to your present insurance solutions a very simple process with no extra forms to fill out and no need to even visit the office, unless you prefer some one-on-one time of course. That said, there are still some intricacies involved with identifying the best personal umbrella policy that should only be entrusted to your experienced KW agent. We will carefully review your current home and auto insurance policies to ensure that you qualify for personal umbrella coverage and then offer you guidance and an accurate recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a quote and consultation from our team today!
One hundred years of combined experience working in the insurance industry has taught our team many important things that we gladly share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to minimize your personal liability risk: a personal umbrella insurance policy. Enhancing your liability coverage with such a smart option is just one of the ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may be advantageous to you, as well as review all your present policies at no cost or obligation to you. Our team strives to be the very best insurance provider in Dedham MA and the surrounding communities by always providing our clients with our straightforward and authentic perspective on everything related to your personal insurance needs. We look forward to talking to you not only about personal umbrella insurance, but also about our wide variety of competitively priced personal insurance options.
Dedham MA, Dover MA, Westwood MA, Norwood MA, Canton MA, Sharon MA, Milton MA, Needham MA, Newton MA, Brookline MA, Jamaica Plain MA, Roxbury MA, West Roxbury MA, Roslindale MA, Mattapan MA, Quincy MA, Brighton MA, Braintree MA, Wellesley MA, Arlington MA, Weston MA, Medford MA, Somerville MA, Cambridge MA, Waltham MA, and many more.