To get a true feeling of peace of mind, you must have confidence that your insurance solutions are set up to protect your family members as well as your most important assets. How do you discover this peace of mind? Speak with a experienced, friendly KW insurance agent regarding personal liability insurance in Canton MA.
While you may already have quality condo, home, auto or renters insurance, you still may not have sufficient coverage should you, a member of your family, or even a pet, be responsible for causing a serious injury or damage to property. KW is wise about the advantages of having personal liability and umbrella insurance because we have over 100 years of experience serving the insurance needs of generations of Canton MA individuals and families.
We are eager to share our smarts about personal liability insurance with you because we feel strongly that this additional coverage can save an individual from financial difficulties as a result of lawsuits and claims of libel or slander.
It’s very common for insureds to overlook the need for a personal umbrella policy. In many cases this is simply because their insurance agent has not explained this type of coverage and how it can provide you with peace of mind and financial security. This is an avoidable risk that your local KW agent will not let you take. Instead, we are here to provide you with the pertinent information about personal liability insurance in Canton MA as plainly and simply as possible so that you can decide of this type of coverage makes sense for you.
First and foremost, it’s important to understand that both your home and auto insurance policies include some liability coverage up to a specified limit. Hopefully your insurance partner has told you what this amount is, but for the sake of an example, let’s work under the assumption that your auto insurance plan has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, in a situation where you end up at-fault in a major car accident that injures several people, the medical costs alone may wipe out this liability limit and then some. How will the rest of the costs and legal fees related to claims or lawsuits get paid? By your own personal bank account, of course. That could be financially devastating to you and your family. However, for those with a personal umbrella policy, it goes into effect after the underlying auto liability coverage has been exhausted, potentially saving you a tremendous amount of money.
We know what you’re thinking; this type of safety net must be quite expensive to add to your insurance plan. In reality, it’s not pricey at all. For about $25 per month, or $250 per year, you can significantly enhance your personal liability coverage with an umbrella policy.
Learn more about comprehensive personal liability insurance in Canton MA and request a free consultation from our team of professionals today!
Another reason that insureds may not consider investing in a personal umbrella policy is that they see the probability of a disastrous event occurring to them as very slim. However, this doesn’t mean you don’t stay up late thinking about all of the unexpected things that can happen to a family member or to you.
At KW we strongly feel that if there is something you can do to remove stress or anxiety, then by all means take action. Gaining the peace of mind you deserve by adding a personal umbrella insurance policy is as easy as giving your local KW agent a call today.
This extra safeguard makes excellent sense for many of our clients, however, it is particularly important to consider if you have incremental exposure or risks due to any of the following situations:
At KW, we’ve made adding a personal umbrella policy to your current insurance solutions an extremely turnkey process with no extra forms to fill out and no need to come into the office, unless you would prefer some one-on-one time of course. With that being said, there are still some complexities involved with finding the proper personal umbrella policy that should only be entrusted to your experienced KW agent. We will carefully review your present home and auto insurance policies to ensure that you qualify for personal umbrella coverage and then advise you on the smartest course of action based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a quote and consultation from the KW team today!
One hundred years of combined experience working in the insurance industry has taught our team many wise things that we happily share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” Our team at kw is wise to the most affordable and effective way to minimize your personal liability risk: through a personal umbrella insurance policy. Boosting your liability coverage with such a smart option is just one of the ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may be advantageous to you, as well as review all your existing policies at no cost or obligation to you. Our team strives to be the best insurance partner in Canton MA and the surrounding communities by always providing our clients with our straightforward and authentic perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about personal umbrella insurance, but also about our wide variety of competitively priced personal insurance solutions.
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