In order to truly have peace of mind, you must have confidence that your insurance solutions are set up to protect the most important people in your life as well as your most valuable assets. How do you find this peace of mind? Contact one of our knowledgeable, friendly insurance agents at KW regarding personal liability insurance in Brookline MA.
While you may have quality condo, auto, renters or home insurance, you still may not have adequate coverage should you, a family member, or even a pet, be the cause of a serious injury or major property damage. KW is wise about the benefits of having personal liability and umbrella insurance because we have 100 years of experience working with individuals and families in Brookline MA.
Our team is eager to share our knowledge about personal liability insurance with you because we understand that this additional protection can save you from financial hardship due to lawsuits and claims of libel or slander.
It’s often very common for those who are insured to overlook the importance of a personal umbrella policy. In many cases this is simply because their insurance agent has simply not properly explained this type of coverage and how it can save you a great deal of worry and expense. This is an unnecessary risk that your local KW agent will not allow you to take. Instead, we are here to provide you with the pertinent information about personal liability insurance in Brookline MA as plainly and simply as possible so that you can decide of this type of coverage makes sense for you.
First, it’s important to understand that both your home and auto insurance policies include some liability coverage up to a specified limit. Hopefully your current insurance partner has explained to you exactly what this limit is, but just for an example, let’s work under the assumption that your auto insurance policy has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, in a situation where you end up at-fault in a major car accident that injures several people, the corresponding costs alone may result in hitting this liability limit, and then some. How will the remaining costs and legal fees in connection with claims or lawsuits be paid? You guessed it, by your own personal bank account. For many people this could be financially devastating to you and your family. However, if you have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re thinking; this type of safety net must be quite expensive to add to your present insurance plan. Actually, it’s not very expensive at all. For about $25 a month, or $250 a year, you can significantly enhance your personal liability coverage with an umbrella policy, providing you security and peace of mind.
Find out more about comprehensive personal liability insurance in Brookline MA and request a free consultation from our team of experts today!
Another reason that those with existing policies may not consider buying a personal umbrella policy is that they see the probability of a disastrous event occurring to them as slim to none. But this doesn’t mean you haven’t spent time thinking about all of the unexpected things that could happen to you or a family member.
At KW we strongly believe that if there is something that can be done to remove anxiety or stress, then by all means take action. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as easy as giving your KW agent a call today.
This excess safeguard makes sense for a lot of our clients, however, it is especially critical to consider if you have incremental exposure or risks due to any of the following situations:
At KW, we’ve made adding a personal umbrella policy to your current insurance solutions a very simple process with no extra forms to fill out and no need to come into the office, unless you prefer some one-on-one time of course. That said, there are still some intricacies involved with identifying the best personal umbrella policy that should only be entrusted to your experienced KW agent. We will carefully review your current home and auto insurance policies to ensure that you qualify for personal umbrella coverage and then offer you guidance and a precise recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a quote and consultation from the KW team today!
Over 100 years of combined experience in the insurance industry has taught our team many wise things that we happily share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to reduce your personal liability risk: a personal umbrella insurance policy. Boosting your liability coverage with such a sensible option is just one of the ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may benefit you, as well as review all your present policies at no cost or obligation to you. The KW Insurance team strives to be the very best insurance partner in Brookline MA and the surrounding communities by always giving you our authentic and straightforward perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about personal umbrella insurance, but also our wide variety of competitively priced personal insurance solutions.
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