To get a true feeling of peace of mind, it is crucial to have confidence that you have the most comprehensive insurance solutions to protect you and your loved ones as well as your most valuable assets. How do you discover this peace of mind? Contact one of our knowledgeable, friendly insurance agents at KW regarding personal liability insurance in Brighton MA.
While it’s possible that you already have quality home, renters, condo or auto insurance, you still may not have sufficient coverage should you, a family member, or even a pet, be responsible for causing a serious injury or damage to property. KW is wise about the advantages of having personal liability and umbrella insurance because we have 100 years of experience working closely with families and individuals in Brighton MA and throughout Massachusetts.
Our team is eager to share our smarts about personal liability insurance with you because this additional protection can save an individual from financial difficulties as a result of lawsuits and claims of libel or slander.
It’s very common for insureds to overlook the need for a personal umbrella policy. In many cases this is simply because their insurance agent has not explained this type of protection and how it can provide you with peace of mind and financial security. This is an avoidable risk that your local KW agent will not allow you to take. Instead, we are here to provide you with the important information about personal liability insurance in Brighton MA as plainly and simply as possible so that you can weigh the benefits of this type of coverage for yourself.
First and foremost, it’s key to recognize that your auto and home insurance policies include some liability coverage up to a specified limit. Hopefully your current insurance provider has explained to you exactly what this limit is, but just for an example, let’s work under the assumption that your auto insurance plan has a $250K liability coverage limit. That sounds pretty significant, doesn’t it?
Unfortunately, should you end up at-fault in a multi-car accident that injures several people, the corresponding costs alone may result in hitting this liability limit, and then some. How will the rest of the costs and legal fees related to claims or lawsuits be paid? You guessed it, by your own personal bank account. That could be financially devastating to you and your family. However, for those who have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re likely thinking; this type of safety net must be very expensive to add to your current insurance solutions. Actually, it’s not very expensive at all. For about $25 a month, or $250 per year, you can significantly improve your personal liability coverage with an umbrella policy, providing you security and peace of mind.
Learn more about comprehensive personal liability insurance in Brighton MA and request a free quote from our team of experts today!
Another reason that insureds may not consider investing in a personal umbrella policy is that they see the likelihood of a catastrophic event occurring to them as very slim. However, this doesn’t mean you haven’t spent time thinking about all of the unexpected things that can happen to a family member or to you.
At KW we have a strong belief that if there is something you can do to remove anxiety or stress, then by all means act on it. Gaining the peace of mind you deserve by adding a personal umbrella insurance policy is as simple as giving your local KW agent a call today.
This extra protection makes excellent sense for many of our clients, but it is particularly important to consider if you have incremental exposure or risks due to any of the following situations:
At KW, we have made the addition of a personal umbrella policy to your current insurance solutions a very straightforward process with no extra paperwork to prepare and no need to come into the office, unless you prefer some one-on-one time of course. Having said that, there are still some intricacies involved with finding the proper personal umbrella policy that should only be entrusted to your experienced KW professional. Our team will carefully review your present auto and home insurance policies to ensure that you qualify for personal umbrella coverage and then offer you guidance and a precise recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from the KW team today!
One hundred years of combined experience in the insurance industry has taught our team many wise things that we gladly share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most effective and affordable way to reduce your personal liability risk: through a personal umbrella insurance policy. Boosting your liability coverage with such a sensible option is just one of the many ways KW will always have your back. It would be our pleasure to answer any questions you may have about this type of coverage and how it may benefit you, as well as review all your present policies at no cost or obligation to you. The KW Insurance team strives to be the very best insurance provider in Brighton MA and the surrounding communities by always providing our clients with our straightforward and authentic perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about personal umbrella insurance, but also about our wide variety of competitively priced personal insurance options.
Dedham MA, Dover MA, Westwood MA, Norwood MA, Canton MA, Sharon MA, Milton MA, Needham MA, Newton MA, Brookline MA, Jamaica Plain MA, Roxbury MA, West Roxbury MA, Roslindale MA, Mattapan MA, Quincy MA, Brighton MA, Braintree MA, Wellesley MA, Arlington MA, Weston MA, Medford MA, Somerville MA, Cambridge MA, Waltham MA, and many more.