In order to truly have peace of mind, it is important to have confidence that you have the most comprehensive insurance solutions to protect you and your loved ones as well as your most important assets. How do you discover this level of assuredness? Contact one of our experienced, friendly insurance agents at KW about personal liability insurance in Braintree MA.
While you may have quality condo, home, auto or renters insurance, you still may not have sufficient coverage should you, a member of your family, or even a pet, be responsible for causing a serious injury or damage to property. KW is wise about the advantages of having personal liability and umbrella insurance because we have over 100 years of experience working with individuals and families in Braintree MA.
Our team is eager to share our smarts about personal liability insurance with you because we understand that this additional coverage can save an individual from financial difficulties as a result of lawsuits and claims against you and your loved ones.
It’s often very common for those who are insured to overlook the need for a personal umbrella policy. In many cases this is simply because their insurance agent has not explained this type of coverage and how it can save you a great deal of worry and expense. This is an avoidable risk that your local KW agent will not let you take. Instead, we’re here to give you the 411 on personal liability insurance in Braintree MA as plainly and simply as possible so you can evaluate the importance of this coverage for yourself.
First, it’s key to understand that your auto and home insurance policies include some liability coverage up to a specified limit. Hopefully your insurance partner has explained to you exactly what this limit is, but for the sake of an example, let’s assume that your auto insurance policy has a $250K liability coverage limit. That sounds pretty significant, doesn’t it?
Unfortunately, should you end up at-fault in a major car accident that results in multiple injuries, the medical costs alone may wipe out this liability limit and then some. How will the remaining costs and legal fees in connection with claims or lawsuits be paid? By your own personal bank account, of course. For many people this could be financially devastating to you and your family. However, when you have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you a tremendous amount of money.
We know what you’re probably thinking; this type of safety net must be very expensive to add to your insurance plan. Actually, it’s not pricey at all. For about $25 a month, or $250 per year, you can significantly boost your personal liability coverage with an umbrella policy, providing you security and peace of mind.
Find out more about comprehensive personal liability insurance in Braintree MA and request a free quote from our team of professionals today!
Another reason that those with existing policies may not consider buying a personal umbrella policy is that they see the possibility of a catastrophic event occurring to them as very slim. But this doesn’t mean you haven’t spent time thinking about all of the unexpected things that could happen to you or a family member.
At KW we have a strong belief that if there is something you can do to remove stress or anxiety, then by all means act on it. Gaining the peace of mind you deserve by adding a personal umbrella insurance policy is as simple as giving your local KW agent a call today.
This extra safeguard makes sense for a lot of our clients, but it is especially critical to consider if you have vulnerability or risks due to any of the following:
At KW, we have made the addition of a personal umbrella policy to your present insurance solutions an extremely turnkey process with no extra forms to fill out and no need to even visit the office, unless you would prefer some one-on-one time of course. Having said that, there are still some complexities involved with identifying the best personal umbrella policy that should only be entrusted to your experienced KW agent. We will carefully review your existing auto and home insurance policies to ensure that you qualify for personal umbrella coverage and then offer you guidance and an accurate recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a free consultation and quote from our team today!
100 years of combined experience working in the insurance industry has taught our team many wise things that we happily share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most effective and affordable way to minimize your personal liability risk: through a personal umbrella insurance policy. Enhancing your liability coverage with such a smart option is just one of the ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may benefit you, as well as review all your current policies at no cost or obligation to you. The KW Insurance team strives to be the best insurance partner in Braintree MA and the surrounding communities by always providing our clients with our authentic and straightforward perspective on everything related to your personal insurance needs. We look forward to talking to you not only about your personal liability insurance needs, but also our wide variety of competitively priced personal insurance solutions.
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