To get a true feeling of peace of mind, it is crucial to have confidence that you have the best possible insurance solutions to protect the most important people in your life as well as your most valuable assets. How do you find this peace of mind? Speak with a knowledgeable, friendly KW insurance agent about personal liability insurance in Arlington MA.
While it’s possible that you already have excellent home, renters, auto or condo insurance, you still may not have adequate coverage should you, a family member, or even a pet, be liable for major property damage or a serious injury. KW is wise about the primary advantages of personal liability and umbrella insurance because we have over 100 years of experience working with individuals and families in Arlington MA.
Our team is eager to share our knowledge about personal liability insurance with you because we understand that this additional coverage can save an individual from financial hardship due to lawsuits and claims against you and your loved ones.
It’s often very common for those who are insured to overlook the need for a personal umbrella policy. We have found that in most cases this is because their insurance agent has simply not properly explained this type of protection and how it can provide you with peace of mind and financial security. This is an unnecessary risk that your local KW team will not allow you to take. Instead, we are here to provide you with the important information about personal liability insurance in Arlington MA as plainly and simply as possible so you can evaluate the importance of this coverage for yourself.
First, it’s key to understand that both your home and auto insurance policies include some liability coverage up to a specified limit. Hopefully your current insurance partner has told you what this amount is, but just for an example, let’s say that your auto insurance plan has a $250K liability coverage limit. That sounds fairly significant, doesn’t it?
Unfortunately, should you end up at-fault in a major car accident that results in multiple injuries, the corresponding costs alone may wipe out this liability limit and then some. How will the remaining costs and legal fees in connection with claims or lawsuits be paid? You guessed it, by your own personal bank account. That could be financially devastating to you and your family. However, for those who have a personal umbrella policy, it goes into effect after the underlying auto liability coverage is exhausted, potentially saving you hundreds of thousands of dollars.
We know what you’re likely thinking; this type of safety net must be very expensive to add to your present insurance plan. Actually, it’s not very expensive at all. For about $25 a month, or $250 per year, you can significantly improve your personal liability coverage with an umbrella policy.
Learn more about comprehensive personal liability insurance in Arlington MA and request a free consultation from our team of professionals today!
Another reason that those with existing policies may not consider buying a personal umbrella policy is that they see the likelihood of a catastrophic event occurring to them as very slim. However, this doesn’t mean you don’t stay up late thinking about all of the unexpected things that can happen to a family member or to you.
At KW we strongly believe that if there is something that can be done to remove stress or anxiety, then by all means act on it. Putting your concerns to rest once and for all by adding a personal umbrella insurance policy is as simple as giving your KW agent a call today.
This excess protection makes excellent sense for many of our clients, but it is especially critical to consider if you have vulnerability or risks due to any of the following situations:
At KW, we’ve made adding a personal umbrella policy to your present insurance solutions an extremely turnkey process with no extra forms to fill out and no need to come into the office, unless you prefer some one-on-one time of course. That said, there are still some intricacies involved with identifying the ideal personal umbrella policy that should only be entrusted to your experienced KW professional. We will carefully review your present home and auto insurance policies to ensure that you qualify for personal umbrella coverage and then offer you guidance and an accurate recommendation based on your specific level of risk.
Learn more about our personal umbrella insurance and other personal insurance offerings and request a quote and consultation from our team today!
One hundred years of combined experience working in the insurance industry has taught our team many important things that we happily share with our personal insurance clients, like you. This includes our owner, Alan Issokson’s famous quote, “Don’t take unnecessary risks.” KW is wise to the most affordable and effective way to reduce your personal liability risk: a personal umbrella insurance policy. Enhancing your liability coverage with such a sensible option is just one of the many ways KW will always have your back. It would be our pleasure to answer your questions about this coverage and how it may benefit you, as well as review all of your current policies at no cost or obligation to you. Our team strives to be the very best insurance provider in Arlington MA and the surrounding communities by always giving you our authentic and straightforward perspective on everything related to your personal insurance needs. We look forward to speaking with you not only about personal umbrella insurance, but also about our wide variety of competitively priced personal insurance solutions.
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