We are Wise About Insurance

Friendly, Attentive and Smart; we are KW Insurance
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Serving the Personal & Business Insurance
Needs of Bostonians.

Conveniently located in Dedham and Cambridge
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Quality Insurance for
What's Important to YOU!

Wise About Insurance
KW is at your Service for all your Insurance needs

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The Trusted Choice for Insurance in Cambridge MA & Boston

KW Provides Insurance Solutions Including Home, Business & Car Insurance in Cambridge MA, Dedham MA & Throughout the Boston Area

KW does insurance different. Our philosophy is simple: We will be more than just your insurance agents. Our team strives to build partnerships with our customers that are strong and long-lasting, based on trust and honesty. We are fully committed to the communities and neighbors we serve, and we look forward to getting to know you and your business.

Home Insurance

Home Insurance

KW Insurance will give you a competitive home insurance quote that will keep your biggest investment safe, whether you own a single family home or condo. And if you are looking for renters insurance, we have that covered too. At KW Insurance, we provide you with comprehensive home insurance that protects you, your belongings and the place you call home.

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Car Insurance

Car Insurance

It doesn’t matter if you drive an SUV, hybrid car or motorcycle; we offer car insurance quotes for any size, make or model. But it’s the level of service we provide that truly sets us apart. We’ll ask the right questions to get you the best coverage, with the proper discounts, all at rates you can afford. And whenever you need us, we will be by your side where we belong.

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Business Insurance

Business Insurance

Trust KW Insurance to provide customized solutions to protect your business or company, including commercial property, auto, and professional liability. Whether you build houses, flip burgers or manufacture widgets, our experienced team will construct a risk management plan that aligns your business with a carrier that will protect your investment.

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The KW Difference

We're More Than Just an Agency

At KW Insurance, we know you have many options when it comes to buying insurance. Most people buy it and forget about it until they really need it. It is at that exact moment when you realize how important it is to have a trustworthy insurance agent on your side.

#KWSays you should look for three things when selecting your insurance agent:

  1. Find an insurance agent that will give you the facts, in words you can understand, about what you are buying.
  2. You need someone who will help you take advantage of all the discounts available to you, including the big one: bundling your home, condo or rental and your auto policies with the same carrier. Just doing this can save you up-to 20% a year.
  3. Ask the agent how they handle the claims process. You want to work with someone who truly cares about you and looking out for your best interests, especially when you need them the most.

Fill out the form below to get a free auto, home or business insurance quote today, and see for yourself what makes KW so “Wise About Insurance.”

Here's what our customers say

"We turn to Rich Roberts for all of our insurance needs. He makes sure we have all the coverage we need so that we can focus on running our business. He is always prompt with a reply to any of our questions or requests [and he] visits our business on a regular basis to ensure we have everything we need."

The Gorham Family, ABC Equipment Co., Inc.

5.0
2016-10-25T18:07:38+00:00

The Gorham Family, ABC Equipment Co., Inc.

"We turn to Rich Roberts for all of our insurance needs. He makes sure we have all the coverage we need so that we can focus on running our business. He is always prompt with a reply to any of our questions or requests [and he] visits our business on a regular basis to ensure we have everything we need."
"I have worked with Pamela Pepe for the past 5 years and have found her to be very knowledgeable about all of my family’s changing insurance needs. KW has always researched the market for the best prices and discounts available to me. I'm confident in utilizing KW insurance for all my present and future insurance needs."

Heather B., Massachusetts

5.0
2016-10-25T18:10:13+00:00

Heather B., Massachusetts

"I have worked with Pamela Pepe for the past 5 years and have found her to be very knowledgeable about all of my family’s changing insurance needs. KW has always researched the market for the best prices and discounts available to me. I'm confident in utilizing KW insurance for all my present and future insurance needs."
"KW Insurance provides uniquely uncommon and superior personal services and care, real time actions and responses. We are with the KW Insurance for Homes and Car insurance coverage for years! Representatives Taidee, Paul and Nilda are truly professionalized in customer cares."

Tahamina G., Cambridge MA

5.0
2016-10-25T18:11:58+00:00

Tahamina G., Cambridge MA

"KW Insurance provides uniquely uncommon and superior personal services and care, real time actions and responses. We are with the KW Insurance for Homes and Car insurance coverage for years! Representatives Taidee, Paul and Nilda are truly professionalized in customer cares."
I recommend this exceptional group at KW Insurance. Their immediate action to customer service is unmatched! They are protective, proactive, and are very calming to all situations. They are also always available. I have been a customer for many years because of all I have mentioned!

Melissa K., Quincy MA

5.0
2016-10-25T18:12:43+00:00

Melissa K., Quincy MA

I recommend this exceptional group at KW Insurance. Their immediate action to customer service is unmatched! They are protective, proactive, and are very calming to all situations. They are also always available. I have been a customer for many years because of all I have mentioned!
5.0
4

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Customer Services

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Recent News

Car Insurance Coverage

It won’t fit under the tree, but a new car for the holidays might be one of the best gifts ever! The holiday season is often a great time to shop for a new car. Many dealerships offer large discounts and low financing options at the end of the year to move inventory. But when buying a car for someone else or yourself, don’t forget about what must go along with it — insurance!

 

Car insurance not only protects your car, it also protects you. That’s why it’s important to understand the different types of coverage a policy can include.

In the Commonwealth of Massachusetts you are required by law to have the following car insurance coverages:

Bodily Injury to Others — When you are found legally responsible for a car accident, bodily injury liability coverage can cover the costs associated with injuries to the other person or people involved, up to the limit of your policy. The required minimum coverage limits for bodily injury to others are $20,000 per person and $40,000 per accident, but you can and often should increase the limit of this coverage.

Personal Injury Protection (PIP) — This coverage provides reimbursement for medical expenses from injuries caused to you or your passengers. The required minimum coverage for personal injury protection is $8,000 per person, per accident, but we recommend talking to your independent insurance agent to make sure your limits are providing you with adequate coverage

Bodily Injury Caused by an Uninsured Auto — In almost every state, you are required by law to have liability auto insurance, but this doesn’t mean that everyone does. In the event that you get in an accident with an uninsured driver or are involved in a hit and run, this coverage pays for medical expenses associated with the accident.

Damage to Someone Else’s Property — This part of your car insurance policy can help cover repair costs for damages you cause to another car or someone else’s property, like a fence, up to the limit of your policy. The required minimum coverage for property coverage is $5,000 per accident, but keep in mind that as cars get more technologically advanced, they also get more expensive to repair.

In addition to the required coverages, there are also optional and additional coverage options for car insurance, such as:

  • Accident Forgiveness — which protects your driving record from being affected by the insurance company’s rating system for an “at-fault” accident;
  • New Auto Replacement Cost — covers the cost of a new car of the same make and model, minus the applicable deductibles, if your car is totaled in a covered loss;
  • Auto Loan/ Lease Gap Coverage — if you have a loaned or leased vehicle, this coverage may pay the difference between the actual cash value of the vehicle and the unpaid balance of the loan or lease;
  • Accident Airbag Discharge Coverage — covers the cost of repairs if an airbag deploys on accident;
  • and Original Equipment Manufacturer Parts Coverage — if you are in an accident, this coverage ensures parts are replaced with original factory equipment. Without this coverage, parts can be replaced with aftermarket or used parts that are not made by the car’s manufacturer.

 

We know you want to hit the open road and show off your new wheels, and here at KW Insurance Agency, we want to help you do just that — with the proper insurance coverage of course! As trusted insurance advisors, we will evaluate your needs, find the proper coverage, and get you out on the open road with the security and peace of mind you want. Give us a call at 781.751.9080 (Dedham) or 617.492.4150 (Cambridge) to learn more about proper car insurance coverage today.

Ready to learn more? Allow our team at KW to help you find the best insurance policies.